Where your money works harder and life gets easier.

Modern digital tools, competitive rates, and real local experts — all to help our whole community get ahead.  We’re built for how people actually manage money today.

See how we're different.

Where your money works harder and life gets easier.

Modern digital tools, competitive rates, and real local experts — all to help our whole community get ahead.  We’re built for how people actually manage money today.

See how we're different.

We're declaring 2026 the year of APY - Always Pay Yourself.

Drive down your monthly payments

You’re not stuck with that dealership loan. Refinancing may lower your monthly payment.
Start Saving Now

Earn More With Less

Our SmartStart account pays 9.5x more than the national average savings rate on your first $2,000*
Learn More

Protect Yourself from Scams

We have all the tools you need to keep your info and account safe. Manage your cards, monitor your credit, and get real-time alerts - all within online banking
Tips to Combat Fraud

When something's this good, you want to share it.

When you refer a friend or family member to join TPCU, you both earn rewards.* Because being part of our community should pay off.

Refer A Friend

Get Access to Great Rates!

APR as low as
5.49%
New & Used Auto Loans
APR as low as
6.49%
Motorcycles & ATVs
APR as low as
8.99%
Signature Loan
Rates effective as of Jan. 1, 2026. Refinanced auto loans must be from another lender. APR - Annual Percentage Rate. All loans are subject to approval. As an example, the monthly payment for $20,000.00 financed at 66 months with an APR 5.49% is $351.77
APY as high as
3.00%
12 Month Certificate
APY as high as
3.25%
60 Month Certificate
APY as high as
3.00%
12 Month Youth Saver Certificate
Rates effective as of Jan. 1, 2026. APY - Annual Percentage Yield. Fees may reduce earnings. Certificates require a $500.00 minimum deposit. Youth Savers Certificates require a minimum deposit of $250.00 and may not exceed $1,000.00. Penalty for early withdrawal. Terms and conditions apply.
APR as low as
9.90%
VISA Platinum
APR
15.99%
VISA Secured
Rates effective as of Jan. 1, 2026. APR - Annual Percentage Rate. VISA Classic and VISA Platinum daily periodic rate is 0.02712. VISA Secured daily periodic rate is 0.05202. All loans are subject to approval.
APR as low as
5.49%
New/Used/Re-Fi Auto
APR as low as
8.24%
Boats & R.V.s
APR as low as
8.99%
Signature Loan
Rates effective as of Jan 1, 2026. APR - Annual Percentage Rate. All loans are subject to approval. Auto loan rate applies to model years 2019 and newer with a maximum term of 66 months. As an example, the monthly payment for $20,000.00 financed at 66 months with an APR of 5.49% is $351.77. *

Get Access to Great Rates!

Featured Rates

APR as low as
5.49%
New & Used Auto Loans
APR as low as
6.49%
Motorcycles & ATVs
APR as low as
8.99%
Signature Loan
Rates effective as of Jan. 1, 2026. Refinanced auto loans must be from another lender. APR - Annual Percentage Rate. All loans are subject to approval. As an example, the monthly payment for $20,000.00 financed at 66 months with an APR 5.49% is $351.77

Term Share Account (Certificate)

APY as high as
3.00%
12 Month Certificate
APY as high as
3.25%
60 Month Certificate
APY as high as
3.00%
12 Month Youth Saver Certificate
Rates effective as of Jan. 1, 2026. APY - Annual Percentage Yield. Fees may reduce earnings. Certificates require a $500.00 minimum deposit. Youth Savers Certificates require a minimum deposit of $250.00 and may not exceed $1,000.00. Penalty for early withdrawal. Terms and conditions apply.

Credit Cards

APR as low as
9.90%
VISA Platinum
APR
15.99%
VISA Secured
Rates effective as of Jan. 1, 2026. APR - Annual Percentage Rate. VISA Classic and VISA Platinum daily periodic rate is 0.02712. VISA Secured daily periodic rate is 0.05202. All loans are subject to approval.

Auto & Signature Loans

APR as low as
5.49%
New/Used/Re-Fi Auto
APR as low as
8.24%
Boats & R.V.s
APR as low as
8.99%
Signature Loan
Rates effective as of Jan 1, 2026. APR - Annual Percentage Rate. All loans are subject to approval. Auto loan rate applies to model years 2019 and newer with a maximum term of 66 months. As an example, the monthly payment for $20,000.00 financed at 66 months with an APR of 5.49% is $351.77. *